Lenders aren't there to help you out in a pinch. Payday loans increase your debt, so a small emergency becomes a lifelong burden that exploits your poverty.

Millions of Americans borrow loans with triple-digit interest rates each year. Tennessee just sent those costs even higher. On the streets of Memphis, dozens of small stores advertise “the cash you ...

The heads of major U.S. banks on Wednesday expressed tentative support for a federal interest rate cap on consumer loans, which would likely include payday and auto title loans. During a Wednesday ...

During the 2008 presidential campaign, Barack Obama promised to "cap outlandish interest rates on payday loans and to improve disclosure" of the short-term, high-interest loans. After years of ...

The Payday Loans store in Springfield, Ill., is open for business Wednesday, June 21, 2006. Just months after Illinois cracked down on the short-term loan business, Illinois Gov. Rod Blagojevich is ...

Payday loans in our community are like seawater to the thirsty — they may seem like relief at first, but ultimately cause more harm than help. Recently, an op-ed was published (“Dunleavy was right to ...

Quick Summary When you need cash quickly, payday loans can seem like the easiest option. But their high fees trap borrowers in expensive cycles of debt. Safer alternatives exist. Platforms like AmONE ...