Some of those surveyed are living on the edge when it comes to credit card payments. According to the Federal Reserve Bank of New York survey, the perceived probability of missing a minimum debt payment over the next three months is 15.3%, which is the highest reading since April 2020.

Nearly half of Americans with a credit card carry a balance, 22% of which say they don’t think will ever be paid off, according to a new Bankrate survey. Sixty-one percent of Americans who have

Visa Inc V and Mastercard Inc MA are both on track for their worst week since the April 2025 tariff sell-off, with shares down roughly 4% over the past five sessions. Here’s what investors need to know.

Premium cards boomed in 2025. 2026 will bring a K-shaped market, more experiential perks, growing mid-tier cards and steadier rewards despite fee pressure.

If President Trump succeeds in capping credit-card APRs at 10%, card issuers could ramp up efforts to keep their best customers.